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New Introducing Cellix AI — Autonomous Cross-PSP Protection

Your automated risk team
across every PSP.

Payment intelligence that sits on top of every processor. Monitor performance, fight the right disputes, prevent fraud autonomously, and get actionable recommendations tailored to each provider's unique capabilities.

Integrations

Cellix integrates with Stripe

One platform for every payment processor. No more logging into separate PSP portals — see it all in one place.

Multi-PSP intelligence in one platform

No more logging into separate processor dashboards. Cellix normalizes charge, dispute, and fraud data from every PSP into a single unified interface with cross-processor analytics, automated alerting, and intelligent dispute decisions.

Unified transactions across 7+ processors
Cross-PSP dispute intelligence & scoring
Autonomous fraud blocking with Cellix AI
5-minute setup with OAuth & API keys
View all integrations
All processors connected
Connected
Connected
Checkout.com
Connected
+ 4 more
Connected
Introducing Cellix

Automated risk management across every PSP.

Multi-PSP performance alerting, payment intelligence, and automated hybrid chargeback management — all in one platform. Get actionable, provider-specific recommendations that maximize your win rate and ROI.

Data-Enriched

Cellix connects to 7+ processors and enriches every transaction with dispute signals, auth patterns, and compliance data automatically.

Always-On

Never miss a threshold breach, dispute deadline, or fraud spike. Real-time webhooks and 5 alert channels keep you covered 24/7.

Intelligent Decisions

Every dispute gets a transparent win probability score and expected value calculation. Fight the right ones, skip the rest — no templates, no guessing.

Autonomous Protection

Cellix AI takes action before you even see the problem. Cross-PSP blocking, threshold defense, and volume routing that runs itself.

Industries

Recover revenue. Whatever your industry.

Cellix enriches evidence with the right data for your vertical — automatically.

Ecommerce & Retail

Cellix uses tracking codes, delivery confirmations, and return status data to build compelling evidence against fraudulent return and item-not-received claims — the two most common dispute types in retail.

Shipping & delivery confirmation extraction
Return policy enforcement data
Customer communication timeline
The Platform

Three products. One platform.

Monitor, defend, and protect — across every payment processor in your stack.

Cellix AI

Payment health monitoring. Catch auth rate drops, risk refusal spikes, and dispute surges the moment they start — before they erode revenue or trigger compliance programs.

Real-time dispute & fraud rate tracking
Visa VAMP, Mastercard ECP & EFM monitoring
Card testing & anomaly detection
Multi-channel alerts (email, SMS, Slack)
Auth rate, decline & risk refusal tracking
Transaction & dispute detail views
Start Monitoring →
Cellix AI

Dispute intelligence. Know exactly which disputes to fight and which to accept — maximize recovery, minimize cost, and protect your bottom line.

Data-driven win probability scoring
Expected Value calculator
FIGHT / ACCEPT / PREVENT recommendations
Automated evidence extraction
Bulk accept for negative-EV disputes
Outcome learning & score calibration
Explore Defender →
Cellix AI NEW

Autonomous protection. Your payments take care of themselves — cross-PSP blocking, threshold defense, and intelligent volume routing that acts before you even see the problem.

Cross-PSP auto-block on fraud signals
Threshold Governor (VAMP/ECM defense)
Dispute prevention loop
Network program arbitrage
Volume routing optimization
Zero manual intervention required
Explore Shield →
Dashboard

Protect revenue. Catch problems early.

Cellix AI — Live Dashboard
Dispute Rate
0.42%
Fraud Rate
0.08%
Auth Rate
96.2%
Monthly Volume
$1.2M
FIGHT
dp_3T8Y...Kf · Fraudulent
Cellix AI recommendation
Win Prob
72%
Expected Value
+$340
Amount
$475
Compliance
Card Network Monitoring
Visa VAMP, Visa Secure, Mastercard ECP & EFM
Speed
Real-time Webhooks
Sub-second event processing
Alerts
5 Alert Channels
Email, SMS, Slack, in-app, custom
Data Enrichment

Rich data that's easy to connect.

We make the most out of every data point across your payment stack. Cellix automatically enriches transaction records with dispute signals, compliance status, fraud indicators, and recovery metrics — giving you the complete picture no single processor can provide.

Cross-PSP correlation
A customer disputed on Stripe? We'll show you their Adyen and Square activity too.
Compliance program tracking
Visa VAMP, Mastercard ECP & EFM thresholds tracked in real time with automated alerts.
Add your data any way that works
Go live without adding anything extra, or connect via API, CSV upload, or webhook for richer evidence.
Data Sources Connected
Stripe
Connected
Adyen
Connected
Checkout.com
Connected
Merchant CSV
Optional
Custom API
Optional
View all integrations →
The Transformation

What's your before and after going to look like?

Before
Logging into 3+ processor dashboards daily to check dispute rates
Fighting every dispute with the same generic template
Discovering VAMP threshold breaches after the penalty hits
No visibility into which disputes are worth the fight
Fraudsters blocked on Stripe still active on Adyen
After Cellix
One dashboard for every processor, metric, and compliance program
Each dispute scored with transparent win probability and expected value
Real-time alerts fire the moment thresholds approach danger zones
Only fight disputes where the math says you'll win
Cellix AI blocks fraudsters across all processors automatically
How It Works

Live in 60 seconds.

1

Connect Your Processors

One-click OAuth for Stripe, Square, and PayPal. API key setup for Adyen, Checkout.com, Braintree, and Shopify. Connected in minutes.

2

Get Visibility

See auth rates, dispute trends, risk refusal patterns, and compliance status — everything that affects revenue and conversion.

3

Take Action

Get alerted to auth rate drops, fraud spikes, and compliance risks. Let Cellix AI tell you which disputes to fight and which to accept.

Built for Scale

Enterprise-grade from day one.

The infrastructure that handles billions in payment volume without breaking a sweat.

7
Payment Processors
<1s
Webhook Processing
AES-256
Encryption Standard
100%
Read-Only Access
5
Alert Channels

Read-Only by Design

We never process payments, modify accounts, or access card numbers. OAuth and encrypted API keys with the minimum permissions needed.

SOC 2 & GDPR

SOC 2 Type II in progress. Full GDPR compliance with right to erasure, data portability, and DSAR tracking built in.

Real-Time Architecture

Sub-second webhook processing, 15-second priority sync, and real-time alerts across email, SMS, Slack, and in-app channels.

Your Way

Stay in the loop, or go full autopilot.

Automation is powerful, but sometimes you need manual control. Cellix gives you both — configure how much you want to automate and how much you want to review.

Full autopilot
Let Cellix AI score and decide on every dispute. Cellix AI auto-blocks fraudsters and defends thresholds.
Human-in-the-loop
Review every decision before it's made. Set policies, override scores, and keep manual control over high-value disputes.
Configurable policies
Define dispute scope by dollar value, reason code, processor, or payment method. Auto-accept negative-EV disputes.
Dispute Optimization Settings
Auto-fight positive EV disputes
Automatically fight disputes where expected value > $0
Auto-accept negative EV disputes
Skip disputes where fighting costs more than winning
Manual review for disputes > $500
Require human approval for high-value disputes
Cross-PSP auto-blocking
Block fraudsters across all processors automatically
Fair Pricing

Only pay when we deliver results.

Start with monitoring at $79/mo. Add dispute intelligence with a 14-day free trial. Success-based pricing means our incentives are aligned with yours — when you recover revenue, we share in that success.

View Pricing Plans → Request a Demo
FAQ

Common questions.

We support 7 processors: Stripe, Adyen, Checkout.com, Braintree, Square, PayPal, and Shopify Payments. Connect multiple processors to get a unified view of transactions, disputes, and fraud across your entire payment stack. OAuth for supported processors, secure API key setup for the rest.
Yes. We connect via official OAuth flows where supported and encrypted API keys otherwise — always with read-only access. We cannot modify your accounts, process payments, or access card numbers. All credentials are encrypted with AES-256-GCM. All data is encrypted at rest and in transit. Learn more about our security practices.
Cancel anytime — no contracts, no cancellation fees. Your processor connections are revoked immediately and your data is deleted within 30 days.
Stripe Smart Disputes auto-submits every dispute using a black-box model and charges $15 per submission. Cellix AI uses a transparent 10-factor scoring model that tells you which disputes are worth fighting based on expected value — so you fight the right ones and skip the rest. No per-dispute fees.
Cellix AI is our autonomous protection layer for Enterprise customers. It includes cross-PSP auto-blocking (flag a fraudster on one processor, block them everywhere), Threshold Governor (auto-triggers defensive actions when VAMP/ECM pace hits 80%), dispute prevention loops (Defender learning feeds back into fraud rules), and network program arbitrage (intelligent volume routing between processors). It's the only product that takes autonomous action across your entire payment stack.
Alerts fire in real time via processor webhooks — sub-second processing. When a dispute is filed, a charge is flagged, or a threshold is breached, you'll know immediately via email, SMS, Slack, or in-app notification.
The Platform

A complete chargeback management platform.

Monitor, defend, and protect — explore each product to see how Cellix transforms your payment operations.

Why Cellix

The Platform Your Payment Operations Team Has Been Missing

Enterprise merchants juggle multiple processors, card network programs, compliance deadlines, and dispute queues across disconnected dashboards. Cellix unifies it all — monitor, defend, and autonomously protect from a single pane of glass.

Unified cross-PSP visibility — see auth rates, dispute trends, and compliance status across Stripe, Adyen, Checkout.com, and more from one dashboard.
AI-powered dispute decisions — know exactly which disputes to fight, which to accept, and which to prevent before they happen.
Autonomous threshold defense — Cellix AI acts before VAMP/ECM breaches, routes volume intelligently, and blocks cross-PSP fraud automatically.

Trusted by payment operations teams managing millions in monthly volume.

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